Brewing beer is actually quite easy and, its a free (as in beer) pastime. Yes the supplies might cost money and time, but the methodology is as old as civilization; thusly public domain. The basics are simple and provide a means of making good beer that you can enjoy, share and trade.
Which one should be used and why from a users perspective.
Quick-Clot (US Based) made by Z-Medica uses Kaolinite which is a kind of clay and cannot be broken down by the body. When I have seen it used, it has burned on contact and needed to be cleaned out of the wound later. DoD users have reported difficulty in gaining formulaic documentation from the manufacturer.
Celox (UK Based) made by Celox Medical uses Chitosan, a natural polysaccharide, and is broken down by Lysozyme (found in human tears, saliva and mucus) into glucosamine (a natural sugar). It does not set off a clotting cascade, but clots the red blood cells it comes in contact with. From what I have seen it does not burn on contact and does not need to be cleaned out of the wound. I have no DoD information, but it is mandatory medical kit for the U.K. Military.
Personally - I'll take Celox over Quick-Clot.
Using this calendar to schedule budget reviews, progress, prepping chores etc. is not just smart - but essential. I have listed out some of the major things to attend to in their respective time periods. A separate calendar with these milestones and other tasks can be very handy. iCal, Mozilla Lightning, and Google Calendar all give you the ability to add "event calendars" to your views and sync them with your local devices and remote accounts, place these milestones there and you can see them with your daily life.
Revolving credit is the most used and least understood lines of credit out there. Easy to get, easy to use, easy to abuse. Paying off your food stash and bunker is one thing, but while the world still operates, buying those things takes some amount of cash or credit. Lets talk about credit and why you want to keep some around, and if you have debt in revolving credit, in what order to pay them off. Keep in mind, revolving credit is usually considered expensive credit or high interest credit.