The mobile radio is a tried and true method for communications in the field. Modern technology has increased range and clarity while also allowing for add-ons like voice scrambling. The FCC regulates and licenses some of the more "prime" radio frequencies, but with the demise of UHF Analog Television Broadcast, there are now other frequencies that are available.
Prepping is not just for a SHTF senario when the world comes burning down around our ears, like post Sandy/Katrina, or war reaching our shores. How about making life livable if you lose your job? How much are those bills you pay every month? What can you rapidly remove or reduce from your daily life to make your monthly deficits affordable on an unemployment check and/or with freelance income?
Revolving credit is the most used and least understood lines of credit out there. Easy to get, easy to use, easy to abuse. Paying off your food stash and bunker is one thing, but while the world still operates, buying those things takes some amount of cash or credit. Lets talk about credit and why you want to keep some around, and if you have debt in revolving credit, in what order to pay them off. Keep in mind, revolving credit is usually considered expensive credit or high interest credit.