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Prepping is not just for a SHTF senario when the world comes burning down around our ears, like post Sandy/Katrina, or war reaching our shores. How about making life livable if you lose your job? How much are those bills you pay every month? What can you rapidly remove or reduce from your daily life to make your monthly deficits affordable on an unemployment check and/or with freelance income?

The following chart shows FRS/GMRS and allowed wattage by channel. The lower frequency ranges from 467.7125 down to 462.5625 are set to lower transmission wattage making them excellent for close range communications. The higher frequency ranges from 462.5500 through 462.6500 and 462.7200 through 462.7250 are open for 50 watt transmission rates allowing for further distance with frequency 462.6750 reserved for emergency transmission. Repeaters triggered by CTCSS tones can be used to greatly increase the range of communication by prefixing the CTCSS tone when transmitting to trigger the repeater to listen and rebroadcast.

This mini-kit is made for the day user. Short trips, within urban or well traveled areas. By adding a supplemental kit to it, it's capabilities can be expanded. 

Revolving credit is the most used and least understood lines of credit out there. Easy to get, easy to use, easy to abuse. Paying off your food stash and bunker is one thing, but while the world still operates, buying those things takes some amount of cash or credit. Lets talk about credit and why you want to keep some around, and if you have debt in revolving credit, in what order to pay them off. Keep in mind, revolving credit is usually considered expensive credit or high interest credit.